Terms of Service

1.1 Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts in your jurisdiction to use the Platform. By creating an account, you represent and warrant that you meet these requirements. The Platform is intended for use by residents of the United States. We make no representations that the Platform is appropriate or available for use in other jurisdictions.

1.2 Account Registration

To access certain features of the Platform, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate. You are solely responsible for safeguarding your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

1.3 The Platform

Marvane is a marketplace platform that enables creators to publish AI-powered trading analysis tools ("Skills") and users to subscribe to those Skills. The Platform provides a unified dashboard for viewing alerts, analysis, watchlists, and scores generated by subscribed Skills. Marvane also provides its own first-party Skills at no additional charge.

The Platform is an informational and educational tool. It does not provide investment advice, manage portfolios, execute trades on your behalf, or hold custody of any funds or securities. You retain full control over and responsibility for all investment decisions. See the Investment & Risk Disclaimer for important additional disclosures.

1.4 Subscriptions and Payments

Certain Skills on the Platform are offered on a paid subscription basis. Prices are set by the individual Skill creators and are displayed on the marketplace. All payments are processed by our third-party payment processor, Polar (polar.sh), which acts as the Merchant of Record. By subscribing to a paid Skill, you authorize Polar to charge you on a recurring monthly basis until you cancel.

You may cancel any individual Skill subscription at any time through the Platform. Cancellation takes effect at the end of the current billing period. Refunds are handled in accordance with Polar's refund policy. Marvane does not store your payment card information.

1.5 Marketplace Conduct

You agree not to:

• Use the Platform for any purpose that is unlawful or prohibited by these Terms
• Attempt to gain unauthorized access to the Platform, other accounts, or any systems or networks connected to the Platform
• Reverse-engineer, decompile, or disassemble any part of the Platform
• Use the Platform to transmit any malware, viruses, or harmful code
• Engage in any activity that interferes with or disrupts the Platform
• Scrape, crawl, or use automated means to access the Platform except through our published API
• Reproduce, redistribute, or resell any content from the Platform without authorization
• Use the Platform to engage in market manipulation or any activity that violates securities laws
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

1.6 Intellectual Property

The Platform and its original content, features, and functionality are owned by Marvane and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. The Marvane name, logo (the Seal Cardinal), and all related names, logos, and slogans are trademarks of the Company. User-generated content and Skill outputs remain the intellectual property of their respective creators, subject to the license granted herein.

1.7 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MARVANE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, TRADING LOSSES, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE PLATFORM; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE PLATFORM, INCLUDING WITHOUT LIMITATION ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT; (C) ANY CONTENT OBTAINED FROM THE PLATFORM, INCLUDING SKILL OUTPUTS, ALERTS, ANALYSIS, AND SCORES; OR (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR TRANSMISSIONS.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO MARVANE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100).

1.8 Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. MARVANE DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE PLATFORM OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

1.9 Indemnification

You agree to indemnify, defend, and hold harmless Marvane, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with (a) your access to or use of the Platform, (b) your violation of these Terms, (c) your violation of any third-party rights, or (d) any trading decisions you make based on information obtained through the Platform.

1.10 Termination

We may terminate or suspend your account and access to the Platform immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Platform will immediately cease. You may terminate your account at any time by contacting us. Upon termination, you may request a copy of your data within 30 days, after which we may delete it.

1.11 Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Platform shall first be submitted to good-faith mediation. If mediation is unsuccessful, the dispute shall be resolved by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in the English language in the State of Delaware. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

EACH PARTY WAIVES ITS RIGHT TO A JURY TRIAL.

1.12 Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or through the Platform at least 30 days before the changes take effect. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the modified Terms.